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Affordability Calculator Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford. Desired mortgage amount: Mortgage length (in years) Interest % Annual property tax Total monthly payments not including mortgage (car, loans, credit cards, etc).   Summary Monthly Principal + Interest Total Monthly Obligations Required Salary Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.   1. Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.   2. Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.     Loan Calculators are tools designed to help you. However, I can help you know exactly what you qualify for. Please call me so that I can be of service to you.

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